Richard was previously a Commercial Bank Manager with Nat West who has lived in Crewe since 1990. He has worked specifically with businesses for over 35 years and since his retirement from the bank in 2011, has worked with South Cheshire Chamber of Commerce administering their loan fund. In 2017 regulation covering the fund fell under the jurisdiction of the Financial Conduct Authority (FCA) and in April 2017 was transferred into South Cheshire Development Agency Limited who now hold the full FCA accreditation.
Richard works with potential clients in helping them develop their business plans for loan requests and acts as liaison between the client and the Fund’s Loan Committee.
Richard says ‘We work closely with all our clients on a face to face basis which we are able to do given our local catchment of Crewe and Nantwich. We are happy to become involved at any stage from start-up plans to existing businesses. Often we are asked to help in situations where a client’s bank has declined a proposal. We share the ethos of the Chamber of Commerce in seeking to enhance the local economy.’
Paul is Chief Executive at South Cheshire Chamber of Commerce and Industry Ltd which works closely with the South Cheshire Development Agency.
He has 17 years’ experience at the Chamber and a large part of his role has been to help local businesses grow, obtain funding for projects and proactively support the local economy.
Paul says ‘This has allowed me to have extensive knowledge of the local area. Through the Chamber, I work extensively with key Local, Regional and National Players in shaping the future of the Crewe and Nantwich economy. My work with the Development Agency provides a tangible way of backing this up via the Loan Scheme.’